FortuneNote

Your individual year-end tax checklist — FY2026

For the year ended 30 June 2026. Gather the items below that apply to you — you don't need every one. If in doubt, send it and we'll sort it out.

One key thing: any bank or loan statement must cover the full year — 1 July 2025 to 30 June 2026. Please check the start and end dates before sending (partial statements are the #1 cause of back-and-forth).

What's new for FY2026

The handful of changes most likely to matter this year — the full detail is below.

Super catch-up could cut your tax. You may be able to use unused before-tax contribution caps from the last five years to top up super and claim a deduction.
Holiday-home deductions are tightening (from 1 July 2026). New ATO rules can reduce or deny deductions where a property isn't genuinely available for rent.
The ATO now sees almost everything. Bank interest, share and crypto sales, Uber/Airbnb income and money from overseas are all data-matched — include it all up front.
Budget 2026-27 is coming (not law yet). A proposed $1,000 standard work deduction, plus future changes to negative gearing and the CGT discount — we'll flag what affects you before you act.

1 · Income

Send the statement or details for anything that applies.

PAYG income statement(s) / salary and wages
Interest from banks and building societies
Dividend statements (and any dividend reinvestment)
Managed fund / trust annual tax statements
Government payments — Centrelink, pensions, JobSeeker, paid parental leave (payment summaries)
Employee share scheme statements (shares or options from your employer)
Capital gains — shares sold or bought: buy & sell contract notes / settlement sheets (or a Sharesight CGT report)
Capital gains — property sold or bought: the settlement statement from your solicitor / conveyancer
Cryptocurrency — records of buys, sells, swaps and staking (dates, amounts, wallet activity)
Sharing economy income — Uber, Airbnb, Airtasker, etc.
Foreign income or money received from overseas (please tell us the source)
Rental income — see section 2

2 · Rental property

For each property you own.

Your managing agent's annual financial summary (rent received and expenses paid)
Loan statement showing interest — covering 1 July 2025 to 30 June 2026
Council rates, water rates, strata / body corporate
Insurance (building / landlord)
Repairs & maintenance invoices
Land tax notice
If newly purchased: contract of sale + settlement statement + the date it first became available to rent
If sold: the sale contract + settlement statement
Depreciation (quantity surveyor) report — only if we don't already hold one

3 · Work-related & other deductions

Only the ones that apply to you.

Work-related car (logbook or kilometres)
Electric vehicle used for work — details, including home charging
Working-from-home — total hours for the year
Uniform / laundry / protective clothing
Self-education / professional development
Tools & equipment
Union fees / professional subscriptions
Work travel
Donations to registered charities
Income protection insurance premiums
Interest on money borrowed to invest (e.g. margin loan / investment loan)

4 · Offsets, Medicare & family

Private health insurance annual tax statement
Spouse's name, date of birth and taxable income
Family Tax Benefit received / Commonwealth assistance notices
HECS / HELP balance
IAS statements or details of PAYG instalments paid

5 · Superannuation

Personal super contributions you'd like to claim — we'll help with the notice of intent (and check your catch-up amounts).

How to send

Reply to our email with the documents attached, or use the secure upload link we've provided. Prefer to talk it through? Just call us — happy to help.